how it works
The lending companies with which we do business charge:
To qualify for a loan:
Procedure to follow
Following the submission of your application, we ensure that the conditions are met and that the information provided is accurate and your ability honored your commitment. As well as confirm your employment. Your loan is deposited directly in your bank account where your payments will be withdrawn from and according to the payment schedule agreement enclosed in the signed contract. A fee of $ 40 will be charged for each payment in default.
Our loans of $350, $500 and $700 are repayable in 3, 6 or 12 payments depending on the frequency of your pay. So your loan is repaid in about three months. Payments are deducted from your account the same day your pay is deposited.
You can repay your loan ahead of time. Contact one of our agents to discuss repayment terms.
Our collections department uses recognized, reliable methods. If you miss a payment, our collections officers will contact you to make a payment arrangement. There are several options for making an arrangement, at their discretion. When you miss a payment, interest on the balance continues to accumulate. All fees legally incurred for collection of the amount due must be paid by you. Any amount due will be collected until your balance has been paid in full, as stipulated by the law.
Your request for a loan must be reviewed by the proper department in order to make sure that you have the means to reimburse the loan. This process involves: verifying your salary income, insure that you do not have a large amount of default payments as well as multiple short-term loans. If we notice that you are in one of these situations, we may refuse your request. Consult one of our agents at 1.866.482.0454 to get information about this service or refer loan tab.